We are all aware of the basic requirements for getting cheap motor car insurance. First of all, you must purchase a safe car rather than a high power sports model. It should have anti-lock brakes and airbags and automatic safety belts along with a host of safety features. You could add after-market features such as an anti-theft system if not already present. Apart from what kind of car you have you should also do the following. Park in a safe place, drive cautiously and avoid accidents and driving citations. You should look after your driving record. Another thing you can try to get cheap motor car insurance is availing of insurance for your car from the same company you have other insurance policies from.

Well, while that takes care of what you ought to do here’s something about what will raise your insurance premium – modification. Making changes of certain kinds to your car will see your insurance quotes rise significantly. For example if you replace your engine with another that is more powerful or tweak the performance of your car, fix a spoiler or even change the color and add stickers and decals then you might find yourself facing higher premiums than someone with the same car but who hasn’t made these modifications.

There are car enthusiasts out there who like modifying their wheels as a hobby. But beware; being like this will make it extremely difficult to obtain cheap motor car insurance. Drivers and owners like these face the risk of increased premiums for the same vehicle. While this may be a lot of fun, remember that in the long run it will end up being a costly thing to have done.

Therefore you should stop to think before considering such modifications. You may have gone through a lot of trouble and taken all the steps mentioned in the first paragraph to get cheap motor car insurance but gone in for modifications as well. In that case you will have lost all the benefits of taking those precautions. Think twice before you make any such step.

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The BMW story starts way back in 1913 with the formation of the Rapp-Motorenwerke company by Karl Rapp. The firm were engaged in the production of aircraft engines from a former bicycle factory located near Munich. It was close to this plant that Gustav Otto established the Bayerische Flugzeugwerke AG aircraft factory and in 1922 these two organisations merged to form BMW. The letters stand for: Bayerische Motoren Werke.

In their early years BMW produced mainly aircraft engines, but also some motorcycle engines. In fact the BMW badge is supposed to resemble a spinning aircraft propeller. It wasn’t until 1928 when BMW bought a car factory at Eisenach/Thuringia that BMW began producing cars. Along with the factory they bought the licence to produce a small car called the Dixi. The first cars produced by BMW at the plant were badged BMW Dixi, but the word Dixi was soon dropped. They introduced a new model called the BMW 3/15 DA-2 and the success of this car enabled them to survive the great depression.

It was in 1936 that BMW introduced the type 328 roadster which quickly became the most successful sports car of the time. The 328, designed by Fritz Fiedler, featured a number of innovative features including a stylish, aerodynamic body shape. It used an inline 6-cylinder engine which gave the car excellent performance and it was renowned for its excellent handling. The type 328 roadster accumulated a number of prestigious wins on the racing circuit and was nominated as car of the century in 1999.

BMW’s involvement in aircraft engine production during WWII led to a 3 year ban on production at the end of the war. It wasn’t until 1949 that they were able to return to production which they did with the 250cc R24 motorcycle.

It was in 1951 that BMW introduced a spacious, 6-cylinder sedan called the 501. This was followed by the 502 which featured a lightweight alloy V8 engine. Later in the 1950s they began producing the BMW 507, a lightweight, V8 propelled sports car. This was the vehicle they hoped would revive the sporting success they’d achieved with the 328 roadster. But this wasn’t to be. They were losing money on every 507 that was produced and so production stopped in 1960.

Also during the 1950s BMW bought the design and manufacturing rights to the Isetta which was to become one of the most successful microcars in the post WWII years. It was a time when cheap, short distance transportation was much needed and the 2-seater, with an economical 250cc engine, fit the requirements nicely. Manufacturing rights for the Isetta were sold to various production companies around the world and these included the British Railways works in Brighton, UK.

The 1960s saw BMW enjoying a number of notable successes including the BMW 1500 which was a 1499cc, four cylinder touring sedan introduced in 1961. This was the first of the modern BMW sports sedans. They went on to produce a series of popular sedans including the famous BMW 2002. This was a 2-door sedan that had been based upon the 4-door 1600. The 2002 was to be the forerunner of the BMW 3 series and production of this successful model continued until 1976.

By the 1970s BMW had cemented their reputation as an innovative automobile manufacturing company. The 70s saw the introduction of the 3-tier sports sedan range consisting of the 3-series, 5-series and the 7-series. Between 1970 and 1993 BMW car production quadrupled and turnover increased by 1700%.

The 1990s, after 1994, saw BMW take ownership of the British Rover Group. This was not a successful venture and in 2000 BMW disposed of Rover.

Today’s ‘beemers’ have retained their highly prestigious reputation for quality and reliability. The company are taking steps to reduce the impact they and their motor cars have upon the environment so we can expect to see more innovative and exciting developments from the motor car company who have not only survived two world wars and a massive depression, but thrived.

By Tony Gee -
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